Insurance Information
At Active Sport & Spine Therapy, we understand that navigating health insurance benefits can sometimes feel overwhelming. Our goal is to make the process as simple and transparent as possible, so you can focus on what matters most—your health and recovery.
As a courtesy, our knowledgeable team will verify your insurance benefits before your first appointment and help you understand your coverage and any anticipated out-of-pocket expenses. Because every insurance policy is unique, benefits can vary based on your specific plan, employer, and individual coverage.
Prior to beginning treatment, we’ll review important details with you, including:
- Deductibles
- Copayments
- Coinsurance
- Visit limitations
- Authorization requirements
- Estimated patient responsibility
Below is a list of many of the insurance plans our office commonly works with. This is not a complete list, and insurance benefits vary by individual policy. If you do not see your insurance listed, or if you have questions about your coverage, we encourage you to contact our office. Our team will be happy to review your benefits, answer your questions, and help you understand your available treatment options before your first visit.
Insurance Plans We Commonly Work With
- Aetna
- Meritain Health
- Horizon BCBS
- Horizon NJ Direct
- Empire BCBS
- Anthem BCBS
- United Healthcare
- Empire (NYSHIP)
- Cigna
- NJ Workers Comp
- Medicare
- Motor Vehicle Accident/No Fault
- Humana
- AmeriHealth
Our goal is to provide transparency and help you make informed decisions about your healthcare. If your insurance plan is not listed, please contact our office at 973-446-6494. We are happy to review your benefits and discuss available coverage options before you begin care.
Self-Pay Options
If you do not have health insurance, have exhausted your therapy benefits, or prefer to pay directly for your care, we offer affordable self-pay options.
Our team will be happy to discuss treatment costs, payment options, and answer any questions you may have before your first visit.
For more information, please contact our office at 973-446-6494
Why Patients Choose Active Sport & Spine Therapy
At Active Sport & Spine Therapy, our primary focus is helping patients receive the care they need while fully understanding their insurance benefits and financial responsibilities.
Our team works closely with each patient to verify coverage and explain all available options before treatment begins.
Patients choose our practice because we offer:
Personalized Care Plans
Treatment recommendations are based on your condition, goals, and clinical needs to help you achieve the best possible outcome.
Transparent Financial Information
We believe patients should understand their coverage and expected costs before beginning care. Our team reviews deductibles, co-insurance, visit limitations, and authorization requirements whenever applicable.
Comprehensive Multidisciplinary Care
Our providers work together to offer Physical Therapy, Chiropractic Care, Acupuncture, and Rehabilitation services under one roof.
Convenient Insurance Verification
As a courtesy, we verify benefits prior to your first visit and help explain your available coverage so there are no surprises.
Frequently Asked Questions
The best way to find out is to call our office. We verify benefits for most major insurance plans and can explain your coverage before your first visit.
We make every effort to provide an estimate of your expected financial responsibility prior to beginning care so you can make informed decisions about your treatment.
Our team will review your deductible status, explain how it may affect your coverage, and discuss available payment options when appropriate.
Yes. We routinely treat patients injured in motor vehicle accidents and can assist with understanding available benefits through your auto insurance coverage.
In most cases, no. New Jersey allows Direct Access to Physical Therapy, which means many patients can begin treatment without first obtaining a prescription from a physician. However, certain insurance plans may require a referral, authorization, or prescription for coverage. Our team will verify your benefits and let you know if any additional documentation is needed before your first appointment.
Our team is committed to helping you find the best path forward for your care.
Contact our office at 973-339-9833 to learn more about your coverage and available treatment options.
Your Next Steps…
Request An Appointment
Receive A Custom Treatment Plan
Work Hard and Progress In Your Recovery
Recover & Enjoy Life Pain-Free!